Who we help
We Help Established Singapore Businesses With Real Financing Needs
We work best with operating companies that have a trading history, filed financials and a clear reason for raising capital. We are not a consumer lender and we do not arrange quick personal cash.
Sectors we work with most
Wholesale & distribution
Financing for stock cycles, import terms and outstanding invoices.
Manufacturing & engineering
Financing for plant, machinery and expansion, backed by assets and order books.
Construction & specialist trades
Financing for mobilisation, progress claims, retention sums and subcontractor payments.
Logistics & marine
Financing for fleet, warehousing and equipment, with staged drawdowns.
F&B and retail groups
Financing for multi-outlet fit-out, expansion and seasonal working capital.
Healthcare & professional services
Financing for clinic build-out, equipment and partner buy-in.
You are likely a fit if
- Your company is Singapore-registered and actively trading
- You have at least 12 to 24 months of banked revenue
- You can produce two years of financial statements or credible management accounts
- You have a clear commercial purpose for the financing
- You can explain what the funds are for and how they will be serviced
- You are prepared to disclose existing obligations in full
We are probably not the right fit if
- You are seeking a personal or consumer loan
- You need same-day cash with no documents
- The company has no trading history or banked revenue
- There is no clear business purpose for the funds
- Existing obligations cannot be disclosed
- You are looking for a guaranteed approval
Talk through your financing position
A Loura consultant will review your position and tell you plainly what is realistic before anything is submitted anywhere.